Maria D Loyola Realtor Services

Realtor · Miami, Florida

6:26 AM in Miami Directions

Here is what working with Maria D Loyola in Miami typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.

Buying a home

Buyer strategy session

Clarifies budget, loan pre-approval status and the representation agreement now required in Florida.

Showings in Miami

Scheduling private tours, previewing listings and flagging issues worth a closer look.

Offers and counteroffers

Contract terms, earnest money, inspection and appraisal contingencies explained step by step.

Contract-to-close management

Tracking deadlines for inspection, appraisal and financing until the keys change hands.

For home sellers

Pricing analysis (CMA)

A comparative market analysis based on recent sales near your Miami home.

Pre-listing checklist

Which repairs are worth doing, decluttering and photo-day preparation.

Marketing the listing

MLS exposure, online listing portals, signage and open houses where they make sense.

Showings, offers and closing

Scheduling showings, reviewing offers and managing the contract to closing.

How a typical transaction works

ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
CloseFinal walk-through and signing with the title or escrow company under Florida rules.

Typical costs on a Miami home

Illustrative figures for a home at the local typical value of $580,866. Real numbers depend on your agreement, lender and title company.

Item	Rate	On $581K
Listing-side commission (negotiable)	2.5–3%	$14,522–$17,426
Buyer-side compensation (negotiable)	2–3%	$11,617–$17,426
Buyer closing costs (lender, title, escrow)	2–5%	$11,617–$29,043
Home inspection	flat	$350–$600

Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).

Areas around Miami

Miami Beach, FL4.1 mi · $522K Coconut Grove, FL5.8 mi Coral Gables, FL5.9 mi · $1.56M South Miami, FL7.7 mi Hialeah, FL7.8 mi · $443K Westchester, FL8.4 mi Kendall, FL10 mi Doral, FL11 mi · $543K

Questions about these services

How are real estate agents paid in Florida?

Compensation is negotiable and set out in writing. Sellers sign a listing agreement; since August 2024 buyers sign a written buyer agreement before touring homes with an agent, stating what the agent will be paid and by whom.

Does Maria D Loyola work with both buyers and sellers?

Most agents and brokerages represent both, but not in the same transaction without written consent. Ask how Maria D Loyola handles dual agency or designated agency under Florida law.

What should I prepare before the first meeting?

Buyers: a mortgage pre-approval, a target budget and a list of must-haves. Sellers: your mortgage payoff estimate, a list of upgrades with dates, and any HOA or survey documents.